Mortgages

Mortgages

TMS will help you make the right choice of mortgage

Out there in the mortgage market, there is a bewildering range of mortgage deals open to you. TMS can help you make the right choice at every step of the way. And because we don't represent a particular Bank or Building Society, we can use a wide range of lenders to find the mortgage that is especially right for your needs across:

  • Buying a home
  • Remortgaging
  • First Time Buyers
  • Building your own Home

We search the mortgage market

We search the mortgage market to find the most competitive mortgages for you.

  • We compare current mortgage deals and discuss all available options
  • We recommend the most suitable mortgage for you.

We make it easy for you

With lots of competition between lenders, let us shop around to find the best mortgage deal for you. We will also liaise with solicitors and valuers to make the process as easy as possible for you.

Mortgage advice you can trust

We will act as your mortgage broker, ensuring you receive advice you can trust and rely on. Your dedicated mortgage advisor will liaise with estate agents, lender, solicitor and insurance company, keeping you informed every step of the way.

Buying a home

Buying a new home can be a very stressful time. Our experienced team of mortgage advisors can help make the process run a lot smoother – from start to finish. Finding mortgages in Ireland, though, is a lot easier with our help and our understanding of the Irish mortgage market.

Remortgaging

There are many reasons why you might want to remortgage:

  • Get a more competitive rate to lower your monthly repayments
  • Raise cash from the equity in your home
  • Consolidate your debts (This may result in lower monthly payments but extend the term over which the debt is paid and the overall cost may increase.)

Depending on your circumstances, we may be able to negotiate a lower interest rate on your mortgage with another lender.

Mortgages to suit your needs

We aim to select the best mortgage deal in the market to suit your individual needs. So understanding your reasons for remortgaging will help us consider your options. For example, some mortgages start on a special rate for the first 2-3 years. After this period your mortgage payments may automatically revert to the lender's standard variable interest rate. This could mean an increase in your mortgage payments.

First Time Buyers

Buying a first home and getting onto the property ladder can seem quite daunting. But with The Mortgage Shop, home ownership is a realistic goal for you.

Building Your Own Home

Building your dream home from scratch? The mortgage package you require will vary considerably from the standard homeowner or homebuyer loan. You will need the flexibility to access your money in stages, rather than receiving the lump sum up front. In this way, you are only paying interest on the portion of mortgage that you are actually using.

With house prices continuing to soar in Ireland, more of our customers are looking at the option of building their own home. At The Mortgage Shop we can search through the full range of self-build mortgages available in the Irish market to find the best possible deal for your specific needs. Call us today on Freephone* 1800 650 650 and we can advise you on the best option for you.

Get a quote

Life assurance, Income Protection and Savings and Investments are provided by You Talk We Listen Ltd trading as (TMS Financial Services and as The Mortgage Shop). You Talk We Listen Limited trading as TMS Financial Services and as The Mortgage Shop is regulated by the Central Bank of Ireland.

Terms and conditions apply.